> For the complete documentation index, see [llms.txt](https://docs.payrexx.com/merchant/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.payrexx.com/merchant/english/payment/disputes/prevention/credit-not-processed.md).

# Credit not processed

This article explains how to prevent "credit not processed" disputes by implementing the right preventive measures.

"Credit not processed" disputes occur when a customer requests a refund for a purchase but does not receive it.

### Typical causes

* The refund was promised but forgotten internally or delayed.
* A technical error occurred while processing the refund.
* Communication regarding the processing time for refunds was unclear or missing entirely.
* The customer did not receive a refund confirmation and therefore assumes no action was taken.

### Recommendations

* Display cancellation and return policies prominently throughout the checkout process.
* Establish a fixed processing timeframe for refunds (e.g., within 5 business days) and communicate it proactively.
* Respond promptly to refund requests and acknowledge receipt of the inquiry, ideally via automated email.
* Monitor the status of your refunds in your Payrexx merchant administration panel to avoid overlooking open cases.

If you nevertheless receive a dispute of this type, the following article provides helpful tips to help you resolve the dispute in your favor:

{% content-ref url="/pages/zLYNwDQY0VRgT7uKvQma" %}
[Credit not processed](/merchant/english/payment/disputes/processing-and-submitting-evidence/credit-not-processed.md)
{% endcontent-ref %}


---

# Agent Instructions
This documentation is published with GitBook. GitBook is the documentation platform designed so that both humans and AI agents can read, navigate, and reason over technical content effectively. Learn more at gitbook.com.

## Querying This Documentation
If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question.

Perform an HTTP GET request on the current page URL with the `ask` query parameter, and the optional `goal` query parameter:

```
GET https://docs.payrexx.com/merchant/english/payment/disputes/prevention/credit-not-processed.md?ask=<question>&goal=<endgoal>
```

`ask` is the immediate question: it should be specific, self-contained, and written in natural language.
`goal` is optional and describes the broader end goal you are ultimately trying to accomplish on behalf of the user. GitBook uses it to tailor the answer towards what is most useful for that goal.

The response will contain a direct answer to the question and relevant excerpts and sources from the documentation.

Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.
