Klarna

Learn how to activate the payment method Klarna within Payrexx Pay Plus so that your customers can use it for payments.

General

Klarna is a Swedish payment provider that offers various payment options for online purchases. With Klarna, customers can choose to pay immediately, at a later time, or in installments.

Merchants from Switzerland and other European countries can activate Klarna within Payrexx Pay Plus with just one click.

Links

• Klarna website

Features

Payment types

• ✅ One-time payment

• ✅ Refund

• ❌ Partial refund

• ❌ Recurring payments (Subscription)

• ❌ Pre-authorization

• ❌ Tokenization

Country Availability

🇨🇭 Switzerland	🇫🇷 France	🇩🇰 Denmark
🇩🇪 Germany	🇮🇹 Italy	🇳🇱 Netherlands
🇦🇹 Austria	🇱🇺 Luxembourg	🇬🇧 United Kingdom

Merchants from other countries not listed in the table can use Klarna by integrating the solution as an external payment provider in Payrexx.

Industry Availability

Klarna is available to merchants in most industries. However, the payment method is not available to merchants in the following business categories:

• Merchants whose business is listed under prohibited business models
• Non-profit organizations

• Political organizations, parties, or initiatives

• B2B

Fees

The Visa transaction fees vary depending on the Payrexx plan you choose. For more information, please refer to our pricing overview.

Payment Options

Klarna generally offers the following payment options:

• Pay Now: The customer pays for the purchase immediately.

• Pay Later: The customer pays for the purchase within 30 days.

• Pay in 3 or 4: The customer pays for the purchase in three or four interest-free installments.

• Financing: The customer pays for the purchase over an extended period of up to 36 months.

The availability of each payment option depends on the customer's country, transaction currency, and purchase amount.

Customers from Western Europe

AT

Payment option	Currency	Min. amount	Max. amount
Pay Now	EUR	0.00	10,000.00
Pay Later	EUR	0.10	5,000.00
Pay in 3	EUR	25.00	5,000.00
Financing	EUR	25.00	5,000.00

BE

Payment option	Currency	Min. amount	Max. amount
Pay Now	EUR	0.00	10,000.00
Pay Later	EUR	1.00	1,500.00

CH

Payment option	Currency	Min. amount	Max. amount
Pay Now	CHF	1.00	1,585.00
Pay Later	CHF	1.00	1,500.00

ES

Payment option	Currency	Min. amount	Max. amount
Pay Now	EUR	0.00	10,000.00
Pay Later	EUR	0.00	500.00
Pay in 3	EUR	35.00	1,500.00

FR

Payment option	Currency	Min. amount	Max. amount
Pay Now	EUR	0.00	4,000.00
Pay Later	EUR	0.00	500.00
Pay in 3	EUR	35.00	1,500.00
Financing	-	Not available	Not available

UK

Payment option	Currency	Min. amount	Max. amount
Pay Now	GBP	0.00	4,000.00
Pay Later	GBP	1.00	1,500.00
Pay in 3	GBP	30.00	2,000.00
Financing	GBP	250.00	5,000.00

DE

Payment option	Currency	Min. amount	Max. amount
Pay Now	EUR	0.00	10,000.00
Pay Later	EUR	0.10	5,000.00
Pay in 3	EUR	25.00	5,000.00
Financing	EUR	25.00	5,000.00

GR

Payment option	Currency	Min. amount	Max. amount
Pay Now	EUR	0.00	4,000.00
Pay in 3	EUR	35.00	1,000.00

IE

Payment option	Currency	Min. amount	Max. amount
Pay Now	EUR	0.00	4,000.00
Pay in 3	EUR	35.00	1,500.00

IT

Payment option	Currency	Min. amount	Max. amount
Pay Now	EUR	0.00	4,000.00
Pay Later	EUR	0.00	500.00
Pay in 3	EUR	35.00	1,500.00
Financing	-	Not available	Not available

NL

Payment option	Currency	Min. amount	Max. amount
Pay Now	EUR	0.10	2,500.00
Pay Later	EUR	1.00	5,000.00
Pay in 3	EUR	25.00	5,000.00

PT

Payment option	Currency	Min. amount	Max. amount
Pay Now	EUR	0.00	4,000.00
Pay in 3	EUR	35.00	1,000.00

Customers from Northern and Eastern Europe

CZ

Payment option	Currency	Min. amount	Max. amount
Pay Now	CZK	0.00	100,000.00
Pay in 3	CZK	850.00	25,000.00

DK

Payment option	Currency	Min. amount	Max. amount
Pay Now	DKK	1.00	100,000.00
Pay Later	DKK	1.00	50,000.00
Pay in 3	DKK	350.00	50,000.00

FI

Payment option	Currency	Min. amount	Max. amount
Pay Now	EUR	0.00	10,000.00
Pay Later	EUR	1.00	3,000.00
Financing	EUR	25.00	3,000.00

NO

Payment option	Currency	Min. amount	Max. amount
Pay Now	NOK	0.00	100,000.00
Pay Later	NOK	0.00	75,000.00
Financing	NOK	250.00	75,000.00

PL

Payment option	Currency	Min. amount	Max. amount
Pay Now	PLN	0.00	20,000.00
Pay Later	PLN	1.00	7,000.00
Pay in 3	PLN	150.00	5,000.00

RO

Payment option	Currency	Min. amount	Max. amount
Pay Now	RON	0.00	20,000.00
Pay in 3	RON	200.00	5,000.00

SE

Payment option	Currency	Min. amount	Max. amount
Pay Now	SEK	1.00	100,000.00
Pay Later	SEK	1.00	100,000.00
Financing	SEK	250.00	100,000.00

Customers from the Rest of the World

AU

Payment option	Currency	Min. amount	Max. amount
Pay Now	CAD	0.00	2,000.00
Pay in 4	CAD	35.00	1,500.00

CA

Payment option	Currency	Min. amount	Max. amount
Pay Now	RON	0.00	20,000.00
Pay in 4	RON	200.00	5,000.00

NZ

Payment option	Currency	Min. amount	Max. amount
Pay in 4	NZD	10.00	2,000.00

US

Payment option	Currency	Min. amount	Max. amount
Pay Now	USD	0.00	4,000.00
Pay Later	USD	5.00	1,000.00
Pay in 4	USD	35.00	1,000.00
Financing	USD	149.00	10,000.00

The availability of "Pay Later," "Pay in 4", and "Financing" depends on the respective state.

Setup

Please make sure to log in to Payrexx before you begin. If you don't have an account yet, please register with Payrexx.

To receive payments via Klarna, you simply need to activate the payment method in your Payrexx account. Follow these steps:

• Navigate to Payment providers in the main menu of your Payrexx account.

• Click on "Configure" next to Payrexx Pay Plus:

Starting the setup of the Klarna payment method

• Check the box next to "Klarna":

Activating the Klarna payment method in Payrexx Pay Plus

• Click the green "Save" button at the bottom of the page.

The Klarna payment method is now activated. Your customers can now use it for their payments.

For more information on activating and configuring payment methods, please visit the following link:

Activation and Configuration

Paying with Klarna from the customer's perspective

• The customer selects the Klarna payment method in the checkout process by clicking on the corresponding logo:

Starting a payment with Klarna

• In the next window, the customer enters his e-mail address (1) and selects the country of his bank (2):

Entering the e-mail address and country of the bank

• The customer is redirected to the Klarna website where he can complete the payment by clicking on the black button "Pay with Klarna":

Completing the payment with Klarna

For payments with Klarna (Payrexx Pay Plus), only the payment option "Pay now" is possible. The options "Purchase on invoice" and "Pay later" are not supported.

The following limits apply per transaction:

• Minimum limit: CHF/EUR 1.00

• Maximum limit: CHF/EUR 1,585.00