Klarna

General Information

Klarna is a Swedish payment provider that offers various payment options for online purchases. With Klarna, customers can choose to pay immediately, at a later time, or in installments.

Merchants from Switzerland and other European countries can activate Klarna within Payrexx Pay Plus with just one click.

Links

• Klarna website

Features

Payment types

• ✅ One-time payment

• ✅ Refund

• ❌ Partial refund

• ❌ Recurring payments (Subscription)

• ❌ Pre-authorization

• ❌ Tokenization

Country Availability

Industry Availability

Klarna is available to merchants in most industries. However, the payment method is not available to merchants in the following business categories:

• Merchants whose business is listed under prohibited business models

• Non-profit organizations

• Political organizations, parties, or initiatives

• B2B

Fees

The Visa transaction fees vary depending on the Payrexx plan you choose. For more information, please refer to our pricing overview.

Transaction limits

The following amount limits apply to transactions made with Klarna:

• Minimum amount: CHF/EUR 0.50 per transaction

• Maximum amount: CHF/EUR 30,000.00 per transaction

Payment Options

Klarna generally offers the following payment options:

• Pay Now: The customer pays for the purchase immediately.

• Pay Later: The customer pays for the purchase within 30 days.

• Pay in 3 or 4: The customer pays for the purchase in three or four interest-free installments.

• Financing: The customer pays for the purchase over an extended period of up to 36 months.

The availability of each payment option depends on the customer's country, transaction currency, and purchase amount.

A complete overview of the features available depending on the merchant’s country can be found in the table below:

Customers from Western Europe

Customers from Northern and Eastern Europe

Customers from the Rest of the World

Setup

To receive payments via Klarna, you simply need to activate the payment method in your Payrexx account. Follow these steps:

• Navigate to Payment providers in the main menu of your Payrexx account.

• Click on "Configure" next to Payrexx Pay Plus:

• Check the box next to "Klarna":

• Click the green "Save" button at the bottom of the page.

For more information on activating and configuring payment methods, please visit the following link:

Paying with Klarna from the customer's perspective

• The customer selects the Klarna payment method in the checkout process by clicking on the corresponding logo:

• In the next window, the customer enters his e-mail address (1) and selects the country of his bank (2):

• The customer is redirected to the Klarna website where he can complete the payment by clicking on the black button "Pay with Klarna":