> For the complete documentation index, see [llms.txt](https://docs.payrexx.com/merchant/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.payrexx.com/merchant/english/payment-provider/external-payment-provider/wallets-and-more.md).

# Alternative Payment Methods

These payment providers increase your conversion rate by letting customers pay with their preferred local or digital payment option. Click on a tile to learn more and view setup details:

### Buy Now Pay Later

<table data-view="cards"><thead><tr><th></th><th></th><th data-hidden></th><th data-hidden></th><th data-hidden data-card-target data-type="content-ref"></th></tr></thead><tbody><tr><td><strong>CembraPay</strong></td><td>Swiss instalment payment solution by Cembra Bank for purchase on invoice and flexible payment plans</td><td></td><td></td><td><a href="/pages/cmtHpDGTSBHLtCHkdhHa">/pages/cmtHpDGTSBHLtCHkdhHa</a></td></tr><tr><td><strong>Ideal Payment</strong></td><td>Swiss provider offering purchase on invoice, debt collection, and credit checks for online merchants</td><td></td><td></td><td><a href="/pages/-Ma2ITDJQ8dRKt4K9ABj">/pages/-Ma2ITDJQ8dRKt4K9ABj</a></td></tr><tr><td><strong>Klarna</strong></td><td>International provider for purchase on invoice, instalment payments, and instant bank transfer at checkout</td><td></td><td></td><td><a href="/pages/-M_u_CZyY7DoHsSI5kZE">/pages/-M_u_CZyY7DoHsSI5kZE</a></td></tr><tr><td><strong>POWERPAY</strong></td><td>Swiss invoice and instalment payment solution for online and point-of-sale transactions</td><td></td><td></td><td><a href="/pages/a9v9YNRbLeYm4y3XNpY9">/pages/a9v9YNRbLeYm4y3XNpY9</a></td></tr></tbody></table>

### Cash and Prepaid

<table data-view="cards"><thead><tr><th></th><th></th><th data-hidden></th><th data-hidden></th><th data-hidden data-card-target data-type="content-ref"></th></tr></thead><tbody><tr><td><strong>Barzahlen/viacash</strong></td><td>Enables customers to pay for online orders in cash at various partner stores</td><td></td><td></td><td><a href="/pages/-Ma2IVH0tr0RPF2SgSVP">/pages/-Ma2IVH0tr0RPF2SgSVP</a></td></tr><tr><td><strong>Paysafecash</strong></td><td>Cash-based online payment solution, usable without a bank account or credit card</td><td></td><td></td><td><a href="/pages/-Ma2ITlSkH8zz-uuVtW-">/pages/-Ma2ITlSkH8zz-uuVtW-</a></td></tr></tbody></table>

### Swiss and Local Payment Methods

<table data-view="cards"><thead><tr><th></th><th></th><th data-hidden></th><th data-hidden></th><th data-hidden data-card-target data-type="content-ref"></th></tr></thead><tbody><tr><td><strong>boncard / Lunch-Check</strong></td><td>Swiss lunch checks and voucher cards, redeemable as a payment method at checkout</td><td></td><td></td><td><a href="/pages/z2ljKE7rpNY61CMz0bi9">/pages/z2ljKE7rpNY61CMz0bi9</a></td></tr><tr><td><strong>TWINT</strong></td><td>Switzerland's most widely used mobile payment app for smartphone transactions</td><td></td><td></td><td><a href="/pages/-M_u_CRjCOTD_HSihUo5">/pages/-M_u_CRjCOTD_HSihUo5</a></td></tr><tr><td><strong>VERD.cash</strong></td><td>Swiss prepaid card that reinvests a portion of its fees into local community projects</td><td></td><td></td><td><a href="/pages/wVvqPzh7NBzisgACLNBf">/pages/wVvqPzh7NBzisgACLNBf</a></td></tr><tr><td><strong>WIRpay</strong></td><td>Digital payment solution by WIR Bank, linked to the WIR clearing system for businesses</td><td></td><td></td><td><a href="/pages/-M_uAXq3bMxkY9FacLyn">/pages/-M_uAXq3bMxkY9FacLyn</a></td></tr></tbody></table>

### Digital Wallets and International Payment Methods

<table data-view="cards"><thead><tr><th></th><th></th><th data-hidden></th><th data-hidden></th><th data-hidden data-card-target data-type="content-ref"></th></tr></thead><tbody><tr><td><strong>Coinbase</strong></td><td>Enables payments with major cryptocurrencies such as Bitcoin, Ethereum, or USDT</td><td></td><td></td><td><a href="/pages/-M_u_8qQxK79xPg7FV8d">/pages/-M_u_8qQxK79xPg7FV8d</a></td></tr><tr><td><strong>giropay</strong></td><td>German online bank transfer, with payment processed directly through the customer's bank</td><td></td><td></td><td><a href="/pages/-M_u_Bhz7NXU90kfAanO">/pages/-M_u_Bhz7NXU90kfAanO</a></td></tr><tr><td><strong>PayPal</strong></td><td>Globally used digital wallet for fast, secure online payments</td><td></td><td></td><td><a href="/pages/-M_fCRvhjSe_xp0bVopO">/pages/-M_fCRvhjSe_xp0bVopO</a></td></tr><tr><td><strong>PointsPay</strong></td><td>Lets customers redeem accumulated loyalty points or miles directly at checkout</td><td></td><td></td><td><a href="/pages/-Ma2IV4g8KkQgiLUCEda">/pages/-Ma2IV4g8KkQgiLUCEda</a></td></tr><tr><td><strong>xMoney</strong></td><td>Currency-agnostic crypto payment gateway (formerly UTRUST) with fiat settlement for online shops</td><td></td><td></td><td><a href="/pages/-Ma2IVT5jCyYHVyIlZ-S">/pages/-Ma2IVT5jCyYHVyIlZ-S</a></td></tr></tbody></table>


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