# Visa

## General Information

Founded in 1958 by Bank of America as "BankAmericard", Visa became an independent company in the 1970s. Today, Visa is one of the world's leading providers of credit and debit cards.

Thanks to its global acceptance and high security standards, Visa is one of the most popular payment methods for both merchants and customers.

### Links

* Information about Visa on the [Payrexx](https://payrexx.com/en/visa) website
* [Visa](https://www.visa.com) website

## Features

### Payment types

* ✅ One-time payment
* ✅ Refund
* ✅ Partial refund
* ✅ Pre-authorization
* ✅ Tokenization
* ❌ Recurring payments (Subscription)

## Country Availability

Visa is available within [Payrexx Pay and Payrexx Pay Plus](https://docs.payrexx.com/merchant/english/payment-provider/payrexx-pay). The payment method is therefore available to merchants based in :flag\_ch: Switzerland, :flag\_li: Liechtenstein, :flag\_at: Austria, :flag\_de: Germany, :flag\_it: Italy, :flag\_fr: France, :flag\_lu: Luxembourg, :flag\_dk: Denmark, and :flag\_bg: Bulgaria:

{% content-ref url="../../country-availability" %}
[country-availability](https://docs.payrexx.com/merchant/english/payment-provider/country-availability)
{% endcontent-ref %}

## Fees

The Visa transaction fees vary depending on the Payrexx [plan](https://docs.payrexx.com/merchant/english/account/settings/plan-and-billing) you choose. For more information, please refer to our [pricing overview](https://payrexx.com/en/prices).

## Setup

{% hint style="info" %}
Please note that you must be [logged](https://login.payrexx.com/en) in to Payrexx before you begin. If you do not have an account yet, please [register](https://signup.payrexx.com/en/email-validation/) with Payrexx.
{% endhint %}

To receive payments via Visa, you simply need to activate the payment method in your Payrexx account. Follow these steps:

* Navigate to **Payment Providers** in the main menu of your merchant administration.
* Click on "Configure" next to Payrexx Pay (merchants from Switzerland) or Payrexx Pay Plus (other merchants):

<div align="left"><figure><img src="https://1455115231-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2F-MYJhU4qriZCz_Wxs0T0-887967055%2Fuploads%2FyWmKp4K0ajRLeENcxL7M%2Fimage.png?alt=media&#x26;token=8c9e7b54-0b56-442d-8672-d1384de194fc" alt=""><figcaption><p>Starting the configuration of Payrexx Pay or Payrexx Pay Plus</p></figcaption></figure></div>

* Scroll down a bit and check the box next to "Visa":

<div align="left"><figure><img src="https://1455115231-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2F-MYJhU4qriZCz_Wxs0T0-887967055%2Fuploads%2Fo2uzUV2axqMFaThmQrNw%2Fimage.png?alt=media&#x26;token=60cce9c4-30be-4048-b833-781c9272f2d3" alt=""><figcaption><p>Activation of Visa in Payrexx Pay</p></figcaption></figure></div>

<div align="left"><figure><img src="https://1455115231-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2F-MYJhU4qriZCz_Wxs0T0-887967055%2Fuploads%2FcCZlePX62H1dHmCJfHac%2Fimage.png?alt=media&#x26;token=7e6e06f6-e36a-4285-b411-3b1dbcbcfee5" alt=""><figcaption><p>Activation of Visa in Payrexx Pay Plus</p></figcaption></figure></div>

* Complete the configuration by clicking "Save" at the bottom right of the page.

{% hint style="success" %}
The payment method is activated. Your customers can now pay with their Visa card.
{% endhint %}

## Payment from the Customer's Perspective

To make a payment, the customer selects "Visa" as the payment method in the online store, enters their card details, and completes the purchase.

In physical stores, customers can use the card reader to pay with their Visa card.

## Click to Pay with Visa

The checkout solution "Click to Pay with Visa" allows customers to shop online without having to enter their card number. For more information on Click to Pay with Visa, refer to the following article:

{% content-ref url="click-to-pay-with-visa" %}
[click-to-pay-with-visa](https://docs.payrexx.com/merchant/english/payment-provider/payrexx-pay/payment-methods/click-to-pay-with-visa)
{% endcontent-ref %}

## Frequently Asked Questions

### Why do we need the customer's e-mail address?

As a regulated payment service provider, Payrexx is required to collect certain minimum information to identify the paying customer in order to comply with the requirements of the card schemes and acquiring banks.

In addition, the customer’s e-mail address is required for operational and regulatory reasons, including but not limited to:

* Sending payment [notifications](https://docs.payrexx.com/merchant/english/account/settings/notifications)
* Fraud prevention and risk checks
* 3-D Secure authentication processes
* Handling of chargebacks
* Contacting the customer in case of payment issues