> For the complete documentation index, see [llms.txt](https://docs.payrexx.com/merchant/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.payrexx.com/merchant/english/payment-provider/payrexx-pay/payment-methods/visa.md).

# Visa

## General Information

Founded in 1958 by Bank of America as "BankAmericard", Visa became an independent company in the 1970s. Today, Visa is one of the world's leading providers of credit and debit cards.

Thanks to its global acceptance and high security standards, Visa is one of the most popular payment methods for both merchants and customers.

### Links

* Information about Visa on the [Payrexx](https://payrexx.com/en/visa) website
* [Visa](https://www.visa.com) website

## Features

### Payment types

* ✅ One-time payment
* ✅ Refund
* ✅ Partial refund
* ✅ Pre-authorization
* ✅ Tokenization
* ❌ Recurring payments (Subscription)

## Country Availability

Visa is available within [Payrexx Pay and Payrexx Pay Plus](/merchant/english/payment-provider/payrexx-pay.md). The payment method is therefore available to merchants based in :flag\_ch: Switzerland, :flag\_li: Liechtenstein, :flag\_at: Austria, :flag\_de: Germany, :flag\_it: Italy, :flag\_fr: France, :flag\_lu: Luxembourg, :flag\_dk: Denmark, and :flag\_bg: Bulgaria:

{% content-ref url="/pages/lYOlUHuszMQ4Z1VVjlNL" %}
[Country Availability](/merchant/english/payment-provider/country-availability.md)
{% endcontent-ref %}

## Fees

The Visa transaction fees vary depending on the Payrexx [plan](/merchant/english/account/settings/plan-and-billing.md) you choose. For more information, please refer to our [pricing overview](https://payrexx.com/en/prices).

### Transaction limits

In Payrexx Pay, the following amount limits apply to transactions made with Visa:

* Minimum amount: CHF/EUR/USD 0.20 per transaction
* Maximum amount: CHF/EUR/USD 20,000.00 per transaction

## Setup

{% hint style="info" %}
Please note that you must be [logged](https://login.payrexx.com/en) in to Payrexx before you begin. If you do not have an account yet, please [register](https://signup.payrexx.com/en/email-validation/) with Payrexx.
{% endhint %}

To receive payments via Visa, you simply need to activate the payment method in your Payrexx account. Follow these steps:

### Activating Visa in Payrexx Pay

We recommend that Swiss merchants activate Visa within Payrexx Pay:

* Navigate to **Payment Providers** in the main menu of your merchant administration.
* Click "Configure" next to Payrexx Pay:

<div align="left"><figure><img src="/files/4odFqoHYyFKSy6RaqbZj" alt=""><figcaption><p>Starting the Payrexx Pay configuration</p></figcaption></figure></div>

* Scroll down slightly and check the box next to "Visa":

<div align="left"><figure><img src="/files/g5ZBlUPNW3C3S4VmJDih" alt=""><figcaption><p>Activating Visa in Payrexx Pay</p></figcaption></figure></div>

If you would like to enable the "Click to Pay with Visa" feature, also activate the toggle next to C2P. For more information, please refer to the following article:

{% content-ref url="/pages/g6ZyHDg5v4SUxyhjgf3W" %}
[Click to Pay with Visa](/merchant/english/payment-provider/payrexx-pay/payment-methods/click-to-pay-with-visa.md)
{% endcontent-ref %}

* Complete the configuration by clicking "Save" at the bottom right of the page.

{% hint style="success" %}
The payment method is now activated. Your customers can now pay with Visa.
{% endhint %}

### Activating Visa in Payrexx Pay Plus

Merchants from various European [countries](/merchant/english/payment-provider/country-availability.md) can activate Visa within Payrexx Pay Plus:

* Navigate to **Payment Providers** in the main menu of your merchant administration.
* Click "Configure" next to Payrexx Pay Plus:

<div align="left"><figure><img src="/files/aFjrABLtRnlXFk6E0mOo" alt=""><figcaption><p>Starting the configuration of Payrexx Pay Plus</p></figcaption></figure></div>

* Scroll down slightly and check the box next to "Visa":

<div align="left"><figure><img src="/files/nDK7Y6MPcNfueKMk0AYO" alt=""><figcaption><p>Activating Visa in Payrexx Pay Plus</p></figcaption></figure></div>

* Complete the configuration by clicking "Save" at the bottom right of the page.

{% hint style="success" %}
The payment method is now activated. Your customers can now pay with Visa.
{% endhint %}

## Payment from the Customer's Perspective

To make a payment, the customer selects "Visa" as the payment method in the online store, enters their card details, and completes the purchase.

In physical stores, customers can use the card reader to pay with their Visa card.

## Click to Pay with Visa

The checkout solution "Click to Pay with Visa" allows customers to shop online without having to enter their card number. For more information on Click to Pay with Visa, refer to the following article:

{% content-ref url="/pages/g6ZyHDg5v4SUxyhjgf3W" %}
[Click to Pay with Visa](/merchant/english/payment-provider/payrexx-pay/payment-methods/click-to-pay-with-visa.md)
{% endcontent-ref %}

## Frequently Asked Questions

### Why do we need the customer's e-mail address?

As a regulated payment service provider, Payrexx is required to collect certain minimum information to identify the paying customer in order to comply with the requirements of the card schemes and acquiring banks.

In addition, the customer’s e-mail address is required for operational and regulatory reasons, including but not limited to:

* Sending payment [notifications](/merchant/english/account/settings/notifications.md)
* Fraud prevention and risk checks
* 3-D Secure authentication processes
* Handling of chargebacks
* Contacting the customer in case of payment issues


---

# Agent Instructions
This documentation is published with GitBook. GitBook is the documentation platform designed so that both humans and AI agents can read, navigate, and reason over technical content effectively. Learn more at gitbook.com.

## Querying This Documentation
If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question.

Perform an HTTP GET request on the current page URL with the `ask` query parameter:

```
GET https://docs.payrexx.com/merchant/english/payment-provider/payrexx-pay/payment-methods/visa.md?ask=<question>
```

The question should be specific, self-contained, and written in natural language.
The response will contain a direct answer to the question and relevant excerpts and sources from the documentation.

Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.
