# Charging Virtual Credit Cards

Charging virtual credit cards (VCC) is done through the "Terminal" tool. To use this feature, please follow the instructions below.

### 1 .Setting up payment providers

First, [log into](https://login.payrexx.com/en) your Payrexx account.

Then, in the main menu, click on "Payment providers" and select either [Payrexx Pay Plus](/merchant/english/payment-provider/payrexx-pay.md) or [Stripe](/merchant/english/payment-provider/external-payment-provider/creditcards/stripe.md).

The following article will inform you about which payment providers are available in which countries.

{% embed url="<https://docs.payrexx.com/merchant/v/english/payment-priovder/country-availability>" %}

#### Setting up Payrexx Pay Plus

To activate Payrexx Pay Plus, click on "Configure" in the corresponding row:

<div align="left"><figure><img src="/files/KcplK7HOAXcbfbuhnoqi" alt=""><figcaption><p>Configuration of Payrexx Pay Plus</p></figcaption></figure></div>

After setting up Payrexx Pay Plus as your payment provider, navigate to **Verify account > Business details**. In the field "What industry are you in?", please select "Lodging – Hotels, Motels, Resorts, Central Reservation Services" from the category "Catering":

<div align="left"><figure><img src="/files/soPqAnhLyQMq3tGVjXnT" alt=""><figcaption><p>To charge virtual credit cards, the industry entries shown above must be selected in the account details.</p></figcaption></figure></div>

#### Setting up Stripe

To activate Stripe, navigate to **Payment providers > Credit and Debit Cards**, click on "Show", and then click on "Setup" next to Stripe:

<div align="left"><figure><img src="/files/BgzY0mxaWVmzNRPKR6FG" alt=""><figcaption><p>Click on "Show" to display the payment providers.</p></figcaption></figure></div>

<div align="left"><figure><img src="/files/HKVEVZ1z1zkfQwc84UhB" alt=""><figcaption><p>Click on the green button to begin setting up Stripe.</p></figcaption></figure></div>

After completing the setup, please contact Stripe support and request that the MCC code 7011 be added to your account.

### Setting up the terminal

Click on "Terminal" in the main menu of your Payrexx account and create a new terminal.

Under **Payment information > Payment service provider** choose "Customized".

Then, check the box for Payrexx Pay Plus or Stripe, depending on which payment provider you have previously set up:

<div align="left"><figure><img src="/files/mNm31iCYki2NmRcaHJ1i" alt="" width="563"><figcaption><p>Selection of Payrexx Pay Plus as payment service provider</p></figcaption></figure></div>

### Make a booking

Click on "Terminal" in the main menu and then on "Open Terminal". Fill out the form and enter the details of your virtual credit card from Booking.com, Expedia, or Agoda.

<div align="left"><figure><img src="/files/zIU6FOdlbKAqUu1OmPOO" alt="" width="394"><figcaption><p>The Payrexx terminal</p></figcaption></figure></div>


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