> For the complete documentation index, see [llms.txt](https://docs.payrexx.com/merchant/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.payrexx.com/merchant/english/payment-provider/payrexx-pay/payment-methods/mastercard.md).

# Mastercard

## General Information

Originally founded as the Interbank Card Association, the U.S.-based company launched its first credit card in 1966. In 1979, the company was officially renamed Mastercard.

Today, Mastercard operates a globally available payment network and is a leading provider of credit, debit, and prepaid cards. Along with Visa, Mastercard is among the most widely used card brands worldwide.

### Links

* Information about Mastercard on the [Payrexx](https://payrexx.com/en/mastercard) website
* [Mastercard](https://www.mastercard.com/) website

## Features

### Payment types

* ✅ One-time payment
* ✅ Refund
* ✅ Partial refund
* ✅ Pre-authorization
* ✅ Tokenization
* (✅) Recurring payments

{% hint style="info" %}
\* If Mastercard is activated within Payrexx Pay, recurring payments are possible. If Mastercard is activated within Payrexx Pay Plus, recurring payments are not possible.
{% endhint %}

## Country Availability

Mastercard is available within [Payrexx Pay and Payrexx Pay Plus](/merchant/english/payment-provider/payrexx-pay.md). The payment method is therefore available to merchants based in :flag\_ch: Switzerland, :flag\_li: Liechtenstein, :flag\_at: Austria, :flag\_de: Germany, :flag\_it: Italy, :flag\_fr: France, :flag\_lu: Luxembourg, :flag\_dk: Denmark, and :flag\_bg: Bulgaria:

{% content-ref url="/pages/lYOlUHuszMQ4Z1VVjlNL" %}
[Country Availability](/merchant/english/payment-provider/country-availability.md)
{% endcontent-ref %}

## Fees

The transaction fees vary depending on the Payrexx [plan](/merchant/english/account/settings/plan-and-billing.md) you choose. For more information, please refer to our [pricing overview](https://payrexx.com/en/prices).

### Transaction limits

In Payrexx Pay, the following amount limits apply to transactions made with Mastercard:

* Minimum amount: CHF/EUR/USD 0.20 per transaction
* Maximum amount: CHF/EUR/USD 20,000.00 per transaction

## Setup

{% hint style="info" %}
Please note that you must be [logged](https://login.payrexx.com/en) in to Payrexx before you begin. If you do not have an account yet, please [register](https://signup.payrexx.com/en/email-validation/) with Payrexx.
{% endhint %}

To receive payments via Mastercard, you simply need to activate the payment method in your Payrexx account. Follow these steps.

### Activating Mastercard in Payrexx Pay

We recommend that Swiss merchants activate Mastercard within Payrexx Pay:

* Navigate to **Payment Providers** in the main menu of your merchant administration.
* Click "Configure" next to Payrexx Pay:

<div align="left"><figure><img src="/files/4odFqoHYyFKSy6RaqbZj" alt=""><figcaption><p>Starting the Payrexx Pay configuration</p></figcaption></figure></div>

* Scroll down slightly and check the box next to "Mastercard":

<div align="left"><figure><img src="/files/E551wawG18HHCHrP7N6D" alt=""><figcaption><p>Activating Mastercard in Payrexx Pay</p></figcaption></figure></div>

If you would like to enable the "Click to Pay with Mastercard" feature, also activate the toggle next to C2P. For more information, please refer to the following article:

{% content-ref url="/pages/HPJhVuIHrViqjcuxmQdJ" %}
[Click to Pay with Mastercard](/merchant/english/payment-provider/payrexx-pay/payment-methods/click-to-pay-with-mastercard.md)
{% endcontent-ref %}

* Complete the configuration by clicking "Save" at the bottom right of the page.

{% hint style="success" %}
The payment method is now activated. Your customers can now pay with their Mastercard.
{% endhint %}

### Activating Mastercard in Payrexx Pay Plus

Merchants from various European [countries](/merchant/english/payment-provider/country-availability.md) can activate Mastercard within Payrexx Pay Plus:

* Navigate to **Payment Providers** in the main menu of your merchant administration.
* Click "Configure" next to Payrexx Pay Plus:

<div align="left"><figure><img src="/files/aFjrABLtRnlXFk6E0mOo" alt=""><figcaption><p>Starting the configuration of Payrexx Pay Plus</p></figcaption></figure></div>

* Scroll down slightly and check the box next to "Mastercard":

<div align="left"><figure><img src="/files/xFxDID4eR8gCJt7iXn6I" alt=""><figcaption><p>Activating Mastercard in Payrexx Pay Plus</p></figcaption></figure></div>

* Complete the configuration by clicking "Save" at the bottom right of the page.

{% hint style="success" %}
The payment method is now activated. Your customers can now pay with their Mastercard.
{% endhint %}

## Payment from the Customer's Perspective

To make a payment, the customer selects "Mastercard" as the payment method in the online store, enters their card details, and completes the purchase.

In the physical store, the customer can use the card reader to make the payment.

## Frequently Asked Questions

### Why do we need the customer's e-mail address?

As a regulated payment service provider, Payrexx is required to collect certain minimum information to identify the paying customer in order to comply with the requirements of the card schemes and acquiring banks.

In addition, the customer’s e-mail address is required for operational and regulatory reasons, including but not limited to:

* Sending payment [notifications](/merchant/english/account/settings/notifications.md)
* Fraud prevention and risk checks
* 3-D Secure authentication processes
* Handling of chargebacks
* Contacting the customer in case of payment issues


---

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