# HeyLight ## General Information HeyLight, until 10 September 2024 known as HeidiPay, is a card-based buy-now-pay-later payment solution from Switzerland, offering merchants the ability to provide their customers with monthly payment plans. Merchants can choose whether to finance the purchases themselves or to pass the interest costs on to the customers. The merchant receives the full amount upfront, as HeyLight assumes the credit and fraud risks. ### Links * [Login](https://merchant-portal.heidipay.com/auth/login) at HeyLight * HeyLight [Website](https://www.heidipay.com/en-ch/) * HeyLight [Documentation](https://docs.heidipay.com/docs/how-to-get-started) ## Features ### Payment types The following features are available in the Payrexx merchant administration panel: * ✅ One-time payment * ✅ Refund * ✅ Partial refund * ✅ Installment payment * ❌ Recurring payments * ❌ Tokenization * ❌ Pre-authorization ### Payment methods *

American Express *

Mastercard *

Visa ## Country Availability Please note that HeyLight is only available in :flag\_ch: Switzerland. ## Setup Please follow the instructions below to integrate HeyLight as an external payment provider in Payrexx. ### Configuration of Payrexx {% hint style="info" %} Make sure you're [logged in](https://login.payrexx.com/) to your Payrexx account before you begin. If you don’t have a Payrexx account yet, you can [register](https://signup.payrexx.com/) now. {% endhint %} #### Request a contract offer from HeyLight 1. Navigate in the Payrexx backend to **Payment Providers > Credit cards and debit cards > HeyLight** and click on "Setup":

Start the setup of HeyLight in the Payrexx backend

2. In the next step, click on the green button labeled "Yes, I want an offer":

Requesting a contract offer from HeyLight directly from the Payrexx backend

3. To receive a contract offer, please fill out the form. By clicking the "Request offer now" button, your information will be sent to HeyLight:

illing out and submitting the form for a contract offer from HeyLight

4. HeyLight will contact you within a few days and provide you with two API keys among other things, which you can use to complete the installation. #### Completing the configuration of HeyLight After receiving the email from HeyLight, you can complete the configuration. Please proceed as follows: 1. Navigate in the Payrexx backend to **Payment Providers > Credit cards and debit cards > HeyLight** and click on "Setup". 2. Respond to the question about receiving a contract offer with "No, not now". In the following screen, you can configure the settings for HeyLight: 1. Choose whether you want to set up HeyLight in Test mode or go live immediately. 2. Activate the currency CHF (HeyLight does not support other currencies). 3. Copy the API keys from the HeyLight email into the designated fields. 4. Complete the setup by clicking on the green "Save" button.

Configuring HeyLight in the Payrexx backend

## Paying with HeyLight The only things customers need to pay with HeyLight are a smartphone and a credit or debit card. The following steps outline the payment process from the customer's perspective. 1. The customer selects "HeyLight" as the payment solution at checkout: 2. In the next step, the customer selects the number of installments in which the amount will be settled.

Choosing between 3, 6, or 12 installment payments

3. The customer enters their mobile phone number.

4. The customer receives a 6-digit verification code via SMS, which they must use to verify their phone number.

Verification by entering the verification code

5. In the next step, the customer provides their date of birth and residence status in Switzerland.

Entering date of birth and residence status

6. The customer enters their address details and clicks "Continue".

7. In the final step, enter the card details (only credit and debit cards issued in Switzerland by Visa, Mastercard, and American Express are accepted).

8. After clicking the "Continue" button, the customer is redirected to Payrexx, completing the payment process.

Redirect to Payrexx after successful payment

The first installment is charged directly to the customer's credit or debit card, with subsequent installments automatically debited according to the selected payment plan. The merchant receives the full amount, minus transaction fees, direct from HeyLight. {% hint style="info" %} For higher amounts, customers may need to verify their identity through a fully automated identity check (ID Check). {% endhint %}