# xMoney

## General Information

The payment provider xMoney enables merchants to accept payments in Bitcoin, Ethereum, xMoney tokens, and other cryptocurrencies in their online shops. xMoney is cryptocurrency-independent and offers fiat settlements.

### Links <a href="#links" id="links"></a>

* [Login](https://merchants.utrust.com/sign-in) at xMoney
* xMoney [Website](https://utrust.com/)

## Features <a href="#features" id="features"></a>

### Payment types

The following features are available in the Payrexx merchant administration panel:

* ✅ One-time payment
* ❌ Refund
* ❌ Partial refund
* ❌ Recurring payments (Subscription)
* ❌ Tokenization
* ❌ Pre-authorization

### Supported cryptocurrencies

* <img src="https://1455115231-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2F-MYJhU4qriZCz_Wxs0T0-887967055%2Fuploads%2Fbu8hKKRKQbAbsqIyM7Sr%2Fimage.png?alt=media&#x26;token=04a229c6-f466-48ed-ad6f-3a5524f051c1" alt="" data-size="line"> Bitcoin (BTC)&#x20;
* <img src="https://1455115231-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2F-MYJhU4qriZCz_Wxs0T0-887967055%2Fuploads%2FJlozqUJWEAQ68p8fpc1Q%2Fimage.png?alt=media&#x26;token=3da85a34-1ab5-4040-a3c4-2edd816b17d9" alt="" data-size="line"> Ethereum (ETH)
* <img src="https://1455115231-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2F-MYJhU4qriZCz_Wxs0T0-887967055%2Fuploads%2Fgw9vL2DIlgqos8ZpdItd%2Fimage.png?alt=media&#x26;token=70bf5b5f-30dc-4b36-b271-d83b870e5f29" alt="" data-size="line"> US Dollar Tether (USDT)
* <img src="https://1455115231-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2F-MYJhU4qriZCz_Wxs0T0-887967055%2Fuploads%2FSgsX7tsd9e31wlZKBoOX%2Fimage.png?alt=media&#x26;token=2a293ee7-bae0-4671-bba6-176ae43b7a8e" alt="" data-size="line"> USD Coin (USDC)
* <img src="https://1455115231-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2F-MYJhU4qriZCz_Wxs0T0-887967055%2Fuploads%2FBxa0YjhdCSAuvvB1ghTC%2Fimage.png?alt=media&#x26;token=2ec33321-43cf-4e1f-bbae-9755bfff9b3e" alt="" data-size="line"> eGold (EGLD)

## Country Availability

xMoney is available in all European countries except France and Kosovo. For more information, please refer directly to the xMoney website:

{% embed url="<https://support.xmoney.com/en/articles/4388085-is-xmoney-available-in-my-country>" %}

### Requirements

To use xMoney in Payrexx, the following prerequisites must be met:

* You have a merchant account with xMoney.
* You have an online shop linked to Payrexx.
* You sell only products or services, not subscriptions.

### Restrictions

Please note that xMoney will not function if you use an iFrame to [integrate](https://docs.payrexx.com/merchant/english/account/tools/pages/website-integration) Payrexx into your website.

## Setup

Please follow the instructions below to integrate xMoney as an external payment provider in Payrexx.

### Configuration of xMoney

* Log into your xMoney [Merchant Dashboard](https://merchants.utrust.com/).
* Click on **Integrations** in the left sidebar of the page.
* Select "Custom" and click on the "Generate Credentials" button.
* Save the displayed API key and Webhook Secret in a secure location. You will need this information later during the setup in Payrexx.

<div align="left"><figure><img src="https://1455115231-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2F-MYJhU4qriZCz_Wxs0T0-887967055%2Fuploads%2F244BBfT7seBeGI97Y1qP%2Fimage.png?alt=media&#x26;token=e2fdfd07-cf17-4c82-8b47-df92c232f4d4" alt=""><figcaption><p>Generating the API Key and the Webhook Secret</p></figcaption></figure></div>

{% hint style="info" %}
The Webhook Secret is displayed only once. After refreshing or leaving the page, it cannot be retrieved again. In this case, you will need to repeat steps 2 to 4.
{% endhint %}

{% hint style="warning" %}
Do not share the API key and Webhook Secret with any third parties. These values could be used to place orders on your behalf.
{% endhint %}

### Configuration of Payrexx

{% hint style="info" %}
Make sure you're [logged in](https://login.payrexx.com/) to your Payrexx account before you begin. If you don’t have a Payrexx account yet, you can [register](https://signup.payrexx.com/) now.
{% endhint %}

* Navigate to **Payment providers** in the main menu of your Payrexx account.
* Click on "Show" under "Alternative payment methods".
* Next to xMoney, click on "Setup":

<figure><img src="https://1455115231-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2F-MYJhU4qriZCz_Wxs0T0-887967055%2Fuploads%2FaOB8XAY0sz4uWcu6FTlB%2Fimage.png?alt=media&#x26;token=23f91408-6871-418b-ab77-674f460cbc1e" alt=""><figcaption><p>Beginning the setup of xMoney in Payrexx</p></figcaption></figure>

Configure the settings according to the following instructions:

<div align="left"><figure><img src="https://1455115231-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2F-MYJhU4qriZCz_Wxs0T0-887967055%2Fuploads%2Fo46BBF9y08oSUeVcz17Z%2Fimage.png?alt=media&#x26;token=6135ad20-82c8-4847-a2f2-67369008c0a1" alt=""><figcaption><p>Configuring the payment provider xMoney in Payrexx</p></figcaption></figure></div>

1. **Mode**: Select "Test" if you need more time, or "Live" if you are ready to accept live payments from your customers.
2. **Currencies:** Define the currencies in which customers can make payments to you.
3. **Edit Fees:** Enter the respective fees for each currency as outlined in your contract with xMoney.
4. **Productive account settings:** Enter the API Key and Webhook Secret for the live mode.
5. **Sandbox account settings:** Enter the API Key and Webhook Secret for the test mode.

Don't forget to save your settings by clicking the green button at the bottom of the page.

{% hint style="success" %}
The payment provider xMoney has been succesfully set up.
{% endhint %}