POWERPAY

In this article, you will learn how to integrate POWERPAY into Payrexx and offer your customers invoice payments and instalment plans.

General Information

The Swiss payment provider POWERPAY enables merchants to offer their customers invoice payments with optional partial payments or instalment plans. POWERPAY handles the credit check as well as the risk of payment default.

Links

• Login at POWERPAY

• POWERPAY Website

Features

Payment types

The following features are available in the Payrexx merchant administration panel:

• ✅ One-time payment

• ✅ Partial payment

• ✅ Instalment plan

• ❌ Refund

• ❌ Partial refund

• ❌ Recurring payments (Subscriptions)

• ❌ Tokenization

• ❌ Pre-authorization

Payment methods

• Purchase on Invoice

Country Availability

POWERPAY is exclusively available to merchants from 🇨🇭 Switzerland.

Please note that transactions through POWERPAY can be processed in Swiss Francs (CHF) and that there is no test mode available.

Setup

Please follow the instructions below to integrate POWERPAY as an external payment provider in Payrexx.

Configuration of Payrexx

Make sure you're logged in to your Payrexx account before you begin. If you don’t have a Payrexx account yet, you can register now.

• Navigate to the Payment Providers section in the main menu of your Payrexx account.

• Click on "Show" under "Alternative Payment Methods".

• Click on "Setup" next to POWERPAY:

Starting the integration of POWERPAY into Payrexx

New or existing account with POWERPAY

In the first step, please choose whether you would like to create a new account with POWERPAY (1) or connect an existing account (2):

Create a new POWERPAY account or connect an existing one

1. Create account

Click on "Create account" to set up a new account with POWERPAY:

Creating a new account with POWERPAY

• Fill in the following fields and click "Next" to continue.

Application to create a new POWERPAY account

Please note that all fields, including the description, are mandatory.

The "Lead Description" field will only appear if you select one of the following options under "Lead": Recommendation, Contact, Convention Event or Other.

• In the next step, add one or more contact persons by clicking "Add":

Adding a contact person

• Click the "Edit" icon to enter the contact person's details:

Creating contact person details

• Enter the salutation, first name, last name, and email address of the contact person. Also specify whether the contact will serve as the contracting party and/or as the point of contact for fraud cases:

Entering contact person details

Please enter at least one contact person with the "Contract Person" checkbox selected.

• Next, enter the business owner by clicking "Add":

Adding a business owner

Please enter at least one business owner. It is not mandatory for this business owner to be the contract party.

• Click the "Edit" icon to enter the business owner's details:

Creating business owner details

• Fill in all required fields to create the business owner:

Entering business owner details

Please note that the date of birth should be entered in the format YYYY-MM-DD, as shown in the example above.

• Next, enter the following information about your business:

Please note that the details in the following form pertain to your B2C business.

Entering key figures for the B2C business

1. Language: Select your preferred language.

2. Shop URLs: Enter the links to the shop pages where you sell your products or services.

3. Revenue Info: Enter various details related to sales and customers in this section. The information you provide here must relate to your B2C business.

   1. Revenue Last Year: Enter the B2C revenue generated in the previous year.

   2. Revenue This Year: Enter the estimated B2C revenue for the current year.

   3. Revenue Next Year: Enter the estimated B2C revenue for the upcoming year.

   4. Expected Billing Revenue: Enter the amount you expect to earn through invoices in your B2C business next year.

   5. Average Billing Revenue: Enter the average amount you will earn through invoices in your B2C business.

   6. Maximal Claimed Value: Enter the highest amount that can be settled via invoice in your B2C business.

   7. Most Claims Under: Enter the amount below which most of your invoices in the B2C business fall.

   8. Share Men in Percent: Indicate the percentage of male customers in your B2C business.

   9. Share Women in Percent: Indicate the percentage of female customers in your B2C business.

   10. Share Customers Under Age 25 in Percent: Indicate the percentage of customers under 25 years old in your B2C business.

4. Returns: Indicate the percentage of B2C orders that are typically returned to your company. Also, select the time frame in which customers may return an order to your company.

5. Payouts: Choose whether you would like to receive payouts weekly, bi-weekly, or monthly, and enter the bank details for payouts.

In the next window, you can specify whether you would also like to create an account for your B2B business in addition to the B2C account you just applied for. If so, select the following checkbox:

Applying for a B2B account with POWERPAY

• If you check the checkbox, a new form will appear where you can enter the key figures for your B2B business.

• Afterward, the following form will appear, where you should enter all transaction fees that apply to you with your provider:

Please note that for at least one payment method, a numerical value (e.g. 0.8 or 1.3) must be entered in order to complete the onboarding process.

Entering fees for different payment methods

• Click on "Finish Onboarding" to submit your application for opening an account with POWERPAY.

• The following message will appear on the screen:

Notification after submitting the account application

POWERPAY will review your application and contact you thereafter.

2. Connect account

• Click on "Link Account" to connect your existing POWERPAY account with Payrexx:

Linking an existing account to Payrexx

• Select the type of POWERPAY account you have:

  • Private customer: B2C account

  • Private and corporate customer: B2C and B2B account

Selecting the account type

• A new page will open, where you will find a pre-written email under "Connect process":

Email template for contacting POWERPAY

Create a new email using your preferred email tool.

1. Enter the specified recipient email address.

2. Copy the provided text and paste it into the email body.

3. Replace the placeholders "Business name" and "Business UID" with your actual information.

Sending the email to POWERPAY

After sending the email, POWERPAY will contact you within 1–2 business days.

Appendix

Difference between Co-Branding and White Label

Co-Branding	White Label
On the first invoice to the customer, the merchant's logo is displayed, while on all subsequent invoices, the POWERPAY logo appears.	On all invoices to the customer, the merchant's logo is displayed.
The invoice to the customer summarizes the credits and outstanding amounts the customer has with you, as well as with any other merchants.	The invoice to the customer lists only the credits and outstanding amounts the customer has with you.
-	The merchant receives its own backend, where they can view transactions and create payment reminders.
-	The White Label solution costs an additional CHF 2,500.00 for the merchant.